Whole (or permanent) life insurance provides guaranteed security – once you’re covered, you’re covered for life. This is ideal coverage for when you're young and healthy, because enrollment rates are guaranteed. Many also choose whole life insurance later in life when the children are grown, the mortgage is paid and retirement is on the horizon.
Whole Life 100: A permanent insurance that builds cash value.
Easy Access: One of our most popular products, Easy Access provides financial security and money for final expenses with no medical exams or tests.
Preferred Access: If you can satisfy six additional health questions, you qualify for the same great benefits as Easy Access – at even better rates.
Any of the following riders may be added to a Term 10, Century Life or Whole Life 100 plan.
- Family term rider: Extend coverage to your spouse and children at affordable rates. When children reach age 21, they can convert their coverage to permanent life insurance with Medavie Blue Cross, at up to five times its previous value—no matter what their health.
- Waiver of premium: If, prior to age 60, you become disabled (as defined in the policy) for a period of at least 6 months during the term of the contract, the premiums for your life insurance policy are waived for the duration of your disability.
- Accidental death: This option provides an additional payment to your beneficiary should your death be the result of an accident. Provide your beneficiary with up to two times the amount of coverage included under your life insurance policy.